Business Accounts

Small Businesses

Small business owners nowadays face a multitude of payment options to be able to cater to their customers’ needs and preferences. One of the most crucial tools they can use is a small business merchant account, which enables them to accept credit card payments safely and efficiently. It is an account that is provided by payment processing companies and banks aimed to aid small entrepreneurs in handling their payment processing needs. These merchant accounts support online payment processing, such as through e-commerce websites, and in brick-and-mortar stores, providing a physical card terminal that lets businesses swipe or insert the customer’s credit card for transactions. It likewise offers protection to businesses against fraudulent activities and chargebacks.


Once a transaction is made, the payment goes through the small business merchant account before settling in the checking account of the business owner. Fees for these accounts may differ depending on the provider and services rendered, but typically include a percentage of each purchase and fixed costs for additional services, such as chargeback protection. Ultimately, small business merchant accounts are an essential and valuable resource for businesses looking to expand their payment processing capabilities and grow their bottom line.


Powerful Features

All of the features you need...

We provide a complete omni-channel payment solution with a fully integrated payment hub to enable you to manage your payments from a single platform.

PDQ Transactions

For any face-to-face card transaction, a PDQ device is required in order to authenticate the transaction using the cardholders PIN. CardPayGo is able to supply a wide range of PDQ terminal devices.

Direct Integration

With direct integration, your website (complete with SSL certificate) payment pages capture the cardholders personal and credit card details and then forwards these behind the scenes to the secure CardPayGo Payment Gateway.

Hosted Form

In order to make the Hosted Form process a little more seamless for the cardholder, we are able to fully customise the payment page. Either the merchant can supply us with full CSS design or we can simply apply a customised header and footer with your company logo to the page

Payment Modules

To help our merchants integrate with our Payment Gateway we have taken the time to create plugins for various systems, these are provided as is under a GPL licence.

Fraud Management

Customisable fraud management tools that provide the Merchant with the ability to dictate the levels to which the Merchant’s account will automatically check transaction authenticity.

Mobile Apps

With mobile technology and applications becoming more popular and part of everyday commerce, CardPayGo have embraced m-commerce and have the ability to process payments across these devices

Global Payment

We provide global payment solutions to over 128 countries. Our payment support teams have local knowledge on how to get the best out of your ecommerce strategy helping you to increase your sales.

24/7 Customer Service

The best customer support always ready to assist...

Our Business Support Team are on hand all year round, everyday to assist our merchants with technical support to ensure you are always one step ahead…

We will usually need some details about the business and the owners. 

Once your account is  approved we will provide a dedicated Business Support Assistant to get you set up.

We have a team of technical experts that will be able to resolve any support requirements promptly.