Thinking About Switching Your Merchant Account?
Switch Your Merchant Account and Start Saving on Card Processing
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If you’re unhappy with high card processing fees, slow settlements, poor customer support or restrictive contracts, now could be the right time to switch your merchant account.
Lower Processing Fees
Why Businesses Switch Their Card Payment Provider
- Lower card processing fees
- Transparent pricing
- Reliable payment processing
- Flexible contracts
- Faster settlements
- Modern payment technology
- UK-based customer support
At CardPayGo, we make it simple for businesses to change their merchant services provider with minimal disruption. Whether you're looking for lower transaction costs, faster payouts or a payment partner that understands your business, we're here to help.
A Simple Merchant Account Switch
Changing merchant providers doesn’t have to be complicated.
Our team will guide you through every stage of the switch, helping you:
- Review your current processing costs
- Compare your existing merchant services
- Set up your new merchant account
- Configure your card machines or payment gateway
- Minimise downtime during the transition
Our aim is to make switching as straightforward as possible so you can continue accepting payments with confidence.
Review Your Current Setup
We'll assess your existing merchant account, fees and contract to identify potential savings and improvements.
Quick Account Setup
We'll help configure your new merchant account and payment solutions so you can start accepting payments quickly.
Secure & Compliant Payment Processing
Our team manages the transition, making it easy to switch merchant providers with minimal business disruption.
Ongoing Support
Receive dedicated UK-based support before, during and after your merchant account switch for complete confidence.
Looking for an Alternative to Your Current Provider?
Card processing costs can have a significant impact on your business.
We work with businesses across a wide range of sectors to help them review their current merchant account and identify opportunities to reduce payment processing costs while maintaining reliable service.
If you’re paying more than you should, we’ll explain your options clearly and provide a competitive quotation based on your business requirements.
Payment Solutions for Every Business
Whether you accept payments in-store, online or over the phone, CardPayGo offers payment solutions designed to support your business.
Our solutions include:
- Card payment terminals
- Online payment gateways
- Virtual terminals
- Contactless payments
- Mobile payment solutions
- Multi-channel payment processing
Scalable Payment Integrations for Shopify, WooCommerce, and Beyond
Our payment gateway offers seamless plug-and-play integrations with leading eCommerce platforms, enabling businesses to start accepting payments quickly and efficiently. Whether you operate a store on Shopify, WooCommerce, or other popular shopping cart systems, our ready-made integrations eliminate the need for complex development work and lengthy implementation processes.
How do I switch my merchant account?
Switching your merchant account is straightforward. Our team will guide you through the process, from reviewing your current setup to activating your new account with minimal disruption.
Can I switch my card payment provider without interrupting my business?
Yes. We aim to make the transition as smooth as possible so you can continue accepting card payments while your new merchant account is being set up.
Why should I switch my merchant services provider?
Businesses often switch to reduce card processing fees, improve customer support, access better payment technology or benefit from faster settlement times.
Will switching save me money?
Many businesses can reduce their card processing costs by switching to a provider that offers competitive pricing and transparent fees. Savings depend on your transaction volumes and business requirements.
How long does it take to switch a merchant account?
The timescale varies depending on your current provider and business requirements, but many merchant accounts can be set up within a few working days once your application is approved.
What payment methods are supported?
Businesses can accept major credit and debit cards, mobile wallet payments such as Apple Pay and Google Pay, and other digital payment methods depending on the merchant setup.
How long does onboarding take?
CardPayGo offers fast onboarding and states that many merchants can be approved and set up within a few hours, depending on business verification requirements.
Are there setup fees or hidden charges?
CardPayGo promotes transparent pricing with low transaction fees starting from 1.45% per transaction and no hidden charges.
Can I keep my existing card payment gateway or terminal?
In many cases, existing payment gatewaysand terminals can be reprogrammed or replaced with minimal disruption. We’ll advise you on the best solution for your business.
Can I switch if I'm still in contract?
We support businesses across a wide range of sectors, including retail, hospitality, professional services, healthcare, trades, charities and eCommerce.
What types of businesses can apply?
We support businesses across a wide range of sectors, including retail, hospitality, professional services, healthcare, trades, charities and eCommerce.
What information do I need to apply?
Typically, you’ll need details about your business, estimated card turnover, average transaction value and identification documents required for verification.
Why choose CardPayGo over another merchant account provider?
CardPayGo combines competitive pricing, flexible payment solutions, UK-based support and a straightforward switching process to help businesses manage card payments with confidence.
How do I get a quote?
Simply contact CardPayGo for a free, no-obligation review of your current merchant account. We’ll assess your existing setup and provide a tailored quotation based on your business needs.
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Let's talk about your payment processing...
We’re happy to answer any questions you may have and help you determine which of our services best fit your needs.
Your benefits:
- Fast Onboarding
- 98% Approvals*
- Low Transaction Fees*
- Quick Set Up
- 24/7 Support
- Live Chat
What happens next?
Complete the merchant enquiry form here…
Receive a further details about our payment service
Complete a full application and go live in a few hours.



