Terms of Use

Website Terms and Conditions (Effective Date: January 1, 2024)

1. Introduction

 These Terms and Conditions (“Terms”) govern your use of the services provided by CardPayGO (“Company,” “we,” “us,” or “our”), including access to our payment processing platform, tools, and related resources (collectively, “Services”). By accessing or using our Website and Services, you agree to comply with and be bound by these Terms. If you do not agree, you must not use our Website or Services.

2. Eligibility

To use our Services, you must:

• Be at least 18 years old or the age of majority in your jurisdiction.

• Have the legal capacity to enter into binding contracts.

• Use the Services for lawful purposes only. By using the Website or Services, you represent and warrant that you meet these eligibility requirements.

3. User Accounts

3.1 Account Creation:

To access certain features of our Services, you may need to create an account. You agree to:

• Provide accurate and complete information during registration.

• Keep your account information updated.

3.2 Security:

You are responsible for maintaining the confidentiality of your account credentials and for all activities under your account. Notify us immediately of any unauthorized use or security breach.

3.3 Termination:

We reserve the right to suspend or terminate your account for any violation of these Terms or unauthorized use of the Services.

4. Payment Processing Services

4.1 Use of Services:

Our Services enable merchants to process payments securely and efficiently. By using the Services, you agree to:

• Comply with all applicable laws, regulations, and card network rules.

• Provide accurate transaction information.

4.2 Prohibited Uses:

You may not use our Services for:

• Illegal or fraudulent activities.

• Selling prohibited goods or services as defined by us or applicable law.

• Processing unauthorized or excessive transactions.

4.3 Fees:

Fees for using our Services will be disclosed at the time of account setup or as outlined in your agreement with us. By using the Services, you agree to pay all applicable fees.

5. Intellectual Property

• All content on the Website, including trademarks, logos, software, and documentation, is owned by or licensed to us and is protected by intellectual property laws.

• You may not reproduce, distribute, or create derivative works from any content without prior written consent.

6. Data Privacy and Security

6.1 Privacy Policy:

Your use of the Services is governed by our Privacy Policy, which describes how we collect, use, and protect your data.

6.2 Data Security:

We implement industry-standard security measures to protect your data. However, you acknowledge that no method of transmission over the internet is completely secure, and we cannot guarantee absolute security.

7. Disclaimers

• The Website and Services are provided “as is” and “as available” without warranties of any kind, express or implied.

• We do not guarantee uninterrupted, error-free, or secure access to our Services.

• We disclaim liability for any losses or damages resulting from your use of the Website or Services.

8. Limitation of Liability

To the fullest extent permitted by law, we are not liable for:

• Indirect, incidental, or consequential damages arising from your use of the Services.

• Any loss of revenue, profits, or data. Our total liability is limited to the amount of fees paid by you for the use of the Services in the six months preceding the claim.

9. Indemnification

You agree to indemnify and hold us harmless from any claims, damages, or expenses (including legal fees) arising out of:

• Your violation of these Terms.

• Your use of the Services.

• Any transaction processed through your account.

10. Regulatory Compliance

You acknowledge and agree to comply with:

• Applicable anti-money laundering (AML) and counter-terrorism financing (CTF) laws.

• Data protection regulations, including the GDPR and other relevant laws.

• Rules and guidelines set forth by payment card networks, including Visa, Mastercard, and others.

11. Modifications to Terms

We reserve the right to update or modify these Terms at any time. Changes will be effective upon posting on the Website. Your continued use of the Services constitutes acceptance of the revised Terms.

12. Termination

We may suspend or terminate your access to the Services for any reason, including violations of these Terms, without prior notice or liability.

13. Governing Law and Dispute Resolution

13.1 Governing Law:

These Terms are governed by the laws of The United Kingdom 

13.2 Dispute Resolution:

Any disputes arising under these Terms will be governed by the laws of the United Kingdom.

14. Contact Information

For inquiries regarding these Terms, please contact us at:

By using our Website and Services, you acknowledge that you have read, understood, and agreed to these Terms and Conditions. Thank you