Secure, Scalable Payment Infrastructure

Q: What is CardPayGo’s payment gateway?

CardPayGo’s payment gateway is a secure online payment solution that allows businesses to accept credit card, debit card, mobile wallet, and digital payments through websites, apps, and eCommerce platforms. It supports online, mobile, and omnichannel payment processing.

Q: Which businesses can use the payment gateway?

The gateway is designed for businesses of all sizes, including eCommerce stores, subscription services, marketplaces, SaaS platforms, retail stores, and service providers. It also supports high-risk merchant accounts and omnichannel businesses.

Q: Does CardPayGo support Shopify and WooCommerce?

Yes. CardPayGo provides plug-and-play integrations for popular eCommerce platforms including Shopify, WooCommerce, Magento, and BigCommerce, allowing merchants to start accepting payments quickly.

Q: Can developers integrate directly using APIs?

Yes. Developers can use REST APIs, SDKs, webhooks, and direct integrations to build customised payment experiences, automate workflows, and manage transactions programmatically.

Q: Does the gateway support recurring billing and subscriptions?

Yes. The platform supports recurring payments, subscription billing, automated billing cycles, and secure card-on-file tokenisation for subscription-based businesses.

Q: What payment methods are supported?

Businesses can accept major credit and debit cards, mobile wallet payments such as Apple Pay and Google Pay, and other digital payment methods depending on the merchant setup.

Q: How long does onboarding take?

CardPayGo offers fast onboarding and states that many merchants can be approved and set up within a few hours, depending on business verification requirements.

Q: Are there setup fees or hidden charges?

CardPayGo promotes transparent pricing with low transaction fees starting from 1.45% per transaction and no hidden charges.

Q: Does CardPayGo offer fraud prevention tools?

Yes. The platform includes advanced fraud management features such as AI-driven fraud detection, risk scoring, chargeback protection, transaction monitoring, and configurable fraud rules.

Q: Can I accept payments internationally?

Yes. The gateway supports multi-currency processing and global payment capabilities for businesses selling internationally.

A secure payment gateway built for modern digital businesses

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DSS Level 1

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Customer Satisfaction

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Global Payments

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Accept and process online payments securely with a scalable, PCI DSS compliant payment gateway built for speed and reliability.

PCI DSS Compliant Infrastructure

Protect customer data and process payments securely with a fully PCI DSS compliant gateway and advanced security controls.

Ecommerce Integrations

Connect seamlessly with leading ecommerce platforms, shopping carts, and custom websites through flexible integration options.

Fraud & Risk Engine

Reduce risk with real-time fraud screening, 3D Secure authentication, and intelligent transaction monitoring tools.

Sandbox Environment Included

Build, test, and validate payment integrations in a secure pre-production environment.

Unified Payment Infrastructure Built for Developers

Secure, scalable payment infrastructure for modern businesses

Website / App
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CardPayGo Gateway
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Card Network
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Issuing Bank

Secure PCI DSS Level 1 Payment Gateway

Our secure payment gateway combines enterprise-grade encryption with intelligent fraud prevention to deliver unmatched protection and performance. Built on a zero-trust architecture and fully PCI DSS Level 1 compliant, it ensures every transaction is verified, encrypted, and monitored in real time. Developers can integrate effortlessly through modern REST APIs and SDKs, while businesses benefit from low-latency processing, global scalability, and compliance automation. Whether you’re building a new eCommerce platform or expanding across markets, our gateway provides the resilient infrastructure and data security needed to power safe, seamless digital payments at scale.

API-First Architecture

RESTful APIs designed for predictable integration and full control over payment flows.

SDK & Developer Tools

Official SDKs, sandbox environments, and testing tools for rapid implementation.

Event-Driven Webhooks

Real-time notifications for authorisation, settlement, refunds, and disputes.

Scalable Infrastructure

Horizontally scalable systems designed for high-volume and global transaction processing.

Fast, Secure, and Affordable Merchant Services to Drive Your Success.

Plug-and-Play Modules:

Ideal for businesses looking for a quick and code-free setup, our plug-and-play integrations connect seamlessly with leading eCommerce platforms, CRMs, and subscription systems. With prebuilt plugins for platforms like Shopify, WooCommerce, and Magento, you can start accepting secure payments in minutes—no developer resources required. These modules include automatic updates, built-in fraud protection, and compliance-ready configurations out of the box.

API Integration:

For eCommerce platforms and enterprises seeking complete control, our RESTful APIs provide deep integration capabilities. Developers can customise payment flows, embed checkout experiences, and manage transactions programmatically using JSON-based APIs with robust authentication and real-time webhooks. This approach enables full flexibility to tailor payment experiences, automate settlements, and scale globally—all within your existing infrastructure.

Together, these integration options ensure that whether you need speed of deployment or customisation at scale, our gateway adapts to your business with ease.

Scalable Payment Integrations for Shopify, WooCommerce, and Beyond

Our payment gateway offers seamless plug-and-play integrations with leading eCommerce platforms, enabling businesses to start accepting payments quickly and efficiently. Whether you operate a store on Shopify, WooCommerce, or other popular shopping cart systems, our ready-made integrations eliminate the need for complex development work and lengthy implementation processes.

The Solution Your Business Deserves

We’re more than just a payment processor. We’re your partner in growth. When you work with us, you’ll enjoy:

Mobile Apps

With mobile technology and applications becoming more popular and part of everyday commerce, CardPayGo have embraced m-commerce and have the ability to process payments across these devices

Fraud Management

Customisable fraud management tools that provide the Merchant with the ability to dictate the levels to which the Merchant’s account will automatically check transaction authenticity.

PDQ Transactions

For any face-to-face card transaction, a PDQ device is required in order to authenticate the transaction using the cardholders PIN. CardPayGo is able to supply a wide range of PDQ terminal devices.

Payment Modules

To help our merchants integrate with our Payment Gateway we have taken the time to create plugins for various systems, these are provided as is under a GPL licence.

Direct Integration

With direct integration, your website (complete with SSL certificate) payment pages capture the cardholders personal and credit card details and then forwards these behind the scenes to the secure CardPayGo Payment Gateway.

Hosted Form

In order to make the Hosted Form process a little more seamless for the cardholder, we are able to fully customise the payment page. Either the merchant can supply us with full CSS design or we can simply apply a customised header and footer with your company logo to the page

What is CardPayGo’s payment gateway?

CardPayGo’s payment gateway is a secure online payment solution that allows businesses to accept credit card, debit card, mobile wallet, and digital payments through websites, apps, and eCommerce platforms. It supports online, mobile, and omnichannel payment processing.

Which businesses can use the payment gateway?

The gateway is designed for businesses of all sizes, including eCommerce stores, subscription services, marketplaces, SaaS platforms, retail stores, and service providers. It also supports high-risk merchant accounts and omnichannel businesses.

Does CardPayGo support Shopify and WooCommerce?

Yes. CardPayGo provides plug-and-play integrations for popular eCommerce platforms including Shopify, WooCommerce, Magento, and BigCommerce, allowing merchants to start accepting payments quickly.

Can developers integrate directly using APIs?

Yes. Developers can use REST APIs, SDKs, webhooks, and direct integrations to build customised payment experiences, automate workflows, and manage transactions programmatically.

Does the gateway support recurring billing and subscriptions?

Yes. The platform supports recurring payments, subscription billing, automated billing cycles, and secure card-on-file tokenisation for subscription-based businesses.

What payment methods are supported?

Businesses can accept major credit and debit cards, mobile wallet payments such as Apple Pay and Google Pay, and other digital payment methods depending on the merchant setup.

How long does onboarding take?

CardPayGo offers fast onboarding and states that many merchants can be approved and set up within a few hours, depending on business verification requirements.

Are there setup fees or hidden charges?

CardPayGo promotes transparent pricing with low transaction fees starting from 1.45% per transaction and no hidden charges.

Does CardPayGo offer fraud prevention tools?

Yes. The platform includes advanced fraud management features such as AI-driven fraud detection, risk scoring, chargeback protection, transaction monitoring, and configurable fraud rules.

Can I accept payments internationally?

Yes. The gateway supports multi-currency processing and global payment capabilities for businesses selling internationally.

Does CardPayGo provide hosted payment pages?

Yes. Businesses can use fully hosted payment forms that can be customised with branding, logos, headers, footers, and CSS styling to match their website.

Can the gateway handle both online and in-store payments?

Yes. CardPayGo supports omnichannel payments including online payments, mobile payments, MOTO payments, and in-store card machine transactions through integrated POS solutions.

How do I get started with CardPayGo?

You can apply online by submitting your business details through the enquiry form. After review and approval, your merchant account and payment gateway can typically be activated quickly.

What clients say about CardPayGO...

Huge thanks to the CardPayGo team Huge thanks to the CardPayGo team for the excellent support. The team helped us find the right processing solution and made onboarding effortless. Fast, smart, and super reliable. Highly recommend!

Rafael Sarim

Sarah is simply the best customer manager! Thank you so much, Sarah! She was helping on every step. She did even more than she could. It was the best assistance I ever got

Timur Kadyrov

Great support, thinking about the benefit for it's customers when offering solutions. Fast, friendly and good support. They take the time to help you and reply to every question asked. Unlike many other companies we had contact with before, they do try to find the best solution for their customers and not only for themselves. I would definitely recommend CardPayGo.

David Jorissen