Business Accounts

High Risk Merchant Accounts

Running a business is an exciting venture, but it can be challenging, especially when you operate in a high-risk industry. High-risk industries, such as online gambling, adult entertainment, pharmaceuticals, and travel agencies, are prone to financial risks such as chargebacks and fraud. As a result, traditional merchant accounts may not be the best option for these businesses. This is why high-risk merchant accounts exist.


High-risk merchant accounts are specialized financial solutions designed to cater to high-risk businesses. They provide businesses with the opportunity to accept credit card payments and other forms of electronic payments that their customers expect. However, as a high-risk merchant, you may be required to fulfill more stringent requirements and shoulder higher fees compared to traditional merchants. In addition, you may also be obliged to provide financial guarantees and pay reserve funds to mitigate risk for the payment processor.


Despite these additional costs and requirements, a high-risk merchant account is an essential solution that enables businesses to broaden their horizons, increase their profits, and ultimately succeed in their respective industries. It provides a way for high-risk businesses to stay competitive and thrive in an increasingly digital world.


Powerful Features

All of the features you need...

We provide a complete omni-channel payment solution with a fully integrated payment hub to enable you to manage your payments from a single platform.

PDQ Transactions

For any face-to-face card transaction, a PDQ device is required in order to authenticate the transaction using the cardholders PIN. CardPayGo is able to supply a wide range of PDQ terminal devices.

Direct Integration

With direct integration, your website (complete with SSL certificate) payment pages capture the cardholders personal and credit card details and then forwards these behind the scenes to the secure CardPayGo Payment Gateway.

Hosted Form

In order to make the Hosted Form process a little more seamless for the cardholder, we are able to fully customise the payment page. Either the merchant can supply us with full CSS design or we can simply apply a customised header and footer with your company logo to the page

Payment Modules

To help our merchants integrate with our Payment Gateway we have taken the time to create plugins for various systems, these are provided as is under a GPL licence.

Fraud Management

Customisable fraud management tools that provide the Merchant with the ability to dictate the levels to which the Merchant’s account will automatically check transaction authenticity.

Mobile Apps

With mobile technology and applications becoming more popular and part of everyday commerce, CardPayGo have embraced m-commerce and have the ability to process payments across these devices

Global Payment

We provide global payment solutions to over 128 countries. Our payment support teams have local knowledge on how to get the best out of your ecommerce strategy helping you to increase your sales.

24/7 Customer Service

The best customer support always ready to assist...

Our Business Support Team are on hand all year round, everyday to assist our merchants with technical support to ensure you are always one step ahead…

We will usually need some details about the business and the owners. 

Once your account is  approved we will provide a dedicated Business Support Assistant to get you set up.

We have a team of technical experts that will be able to resolve any support requirements promptly.