Build payment infrastructure that scales with your business.

CardPayGo provides flexible integration solutions, powerful APIs, and secure payment technology that enable businesses to create seamless payment ecosystems across web, mobile, in-store, and platform environments. From custom payment flows and recurring billing to merchant onboarding, fraud prevention, and global transaction processing, our infrastructure is designed to help developers, SaaS platforms, and enterprises move money efficiently, securely, and at scale. Whether you need a plug-and-play solution or a fully programmable payments stack, CardPayGo delivers the tools to build, manage, and optimize modern payment systems from a single platform. .

Payment Solutions

Online Payments

Accept payments online using our secure payment gateway
More about Online Payments

Card Payment Machines

Take card payments in person or in store using a payment device
More about Card Machines

Pay By Email Links

Request payments from with a secure email link
More about Email Links

Shopping Cart

Set up your eCommerce store with our shopping cart
More about Shopping Carts

MOTO Payments

Taking payments over the phone? We have the solution
More about MOTO Payments

Mobile Payments

Accept payments online using our secure payment gateway
More about Mobile Payments

Merchant Cash Advance

Raise cashflow from your business based on future sales
More about Merchant Cash Advance

IVR Phone Payments

Use voice recognition systems to collect payments from your clients
More about IVR Payment Systems

Why You Should Choose Us...

  • UK-based, 24/7 help desk
  • Live chat for pre-sales and support
  • Lowest industry fees*
  • Fast, efficient application process
  • Over 15 years supporting merchants
  • Omni-channel payment solutions
  • Powerful data analysis tools
  • The latest payment processing technology

Hosted Payment Page (HPP)

A secure, customisable payment page hosted by us. Best for Small businesses and startups that need a quick and easy way to start accepting payments. No development required—just redirect customers to the page. PCI compliance handled entirely by us. Fully branded to match your business.

API Integration

Direct integration into your website or application using our powerful payment APIs. Businesses looking for a custom payment solution with full control over the user experience. Flexible and customisable to meet unique requirements. Real-time transaction processing. Supports advanced features like tokenisation and recurring payments.

Plug-and-Play Plugins

Pre-built integrations for popular e-commerce platforms like Shopify, WooCommerce, Magento, and BigCommerce. Online businesses using third-party platforms. Quick setup with minimal technical expertise required. Regular updates to ensure compatibility. Full support for multi-currency and payment methods.

Point-of-Sale (POS) Integration

Sync your POS system with our payment gateway for in-store transactions. Unified payment processing across online and offline channels. Support for EMV, contactless, and mobile wallet payments. Real-time sales tracking and reporting.

Mobile SDKs

Integrate payments into your mobile app using our iOS and Android SDKs. In-app payment functionality for a seamless mobile experience. Optimised for performance and user experience on mobile devices. Supports popular payment methods, including mobile wallets like Apple Pay and Google Pay.

Subscription and Recurring Billing Integration

Set up automated payments for subscription services or membership programs. Effortless recurring billing management. Secure card-on-file storage with tokenization. Customisable billing cycles and notifications.

Fraud Prevention Tools

Our payment gateway has integrations with leading third party fraud prevention software, all seamlessly manageable from your secure payments portal.

App Marketplace

We integrate with all the leading ecommerce and accounting software platforms. With a few simple clicks from your payments portal you can to your required application.
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Simplify Payments with a Merchant Card Payment Account

Grow your business with a merchant card payment account designed to meet your needs. Accept credit and debit card payments securely, process transactions quickly, and provide your customers with a seamless checkout experience—whether in-store, online, or on the go.

Get more information
Who we work with

Solving payment processing challenges in every industry, every day...

car woman
Retail Businesses
Taxi Scene
Taxis & Logistics
restaurant bar scenery
Bars & Restaurants
Gaming
Gaming
social
Social Enterprise
Events
Events & Conferences
charity pic
Non-Profit
View All Industries
How it Works

Fast merchant onboarding...

We provide a quick application process with a 98% success rate for acceptance. 

Payment Services
Accept Payments Online

Setting up a card payment facility for your website is simple, we usually get applications approved within a few hours.

  • Complete the merchant enquiry form below.
  • Receive a personalised quotation for your business. 
  • Complete the application and provide more information.
  • Set up your secure payment gateway
  • Integrate your website using our plug & play modules
  • You’re all set!

 

Accept Payments Instore

Take card payments in your retail premises or on the move if your are a mobile trader. Choose from our range of payment devices.

  • Complete the merchant enquiry form below.
  • Choose your payment device.
  • Receive your personalised quotation.
  • Complete a full application.
  • Receive your device, usually within 48 hours.  
  • You’re all set, ready to accept payments.

 

Merchant Cash Advance

A Merchant Cash Advance (MCA) is a type of financing option available to small businesses where they receive a lump sum of money upfront in exchange for a percentage of their future sales. It’s not a traditional loan; instead, it’s an advance based on the company’s projected sales or receivables.

  • Complete the Merchant Enquiry form below.
  • Provide further details about your business. 
  • Upload 3 months Bank statements.
  • Complete merchant verification
  • You will receive confirmation, within a few hours.
  • Funds are usually sent next day.*
eCommerce Shopping Cart

Set up your shopping cart and eCommerce payment gateway by opening an account today! Use our eCommerce web builder to get started. Easy integration with WordPress, CMS and popular social media sites including Instagram, TikToK, WhatsApp & Facebook.

  • Complete the Merchant Enquiry form below.
  • Provide us with more details about your business.
  • Set up your online store or integrate your webshop.
  • Each store comes preloaded with our payment gateway.
  • Accept payments for 1.65%*
  • Start selling online!

Our merchant stories...

Contact us

Let's talk about your payment processing...

We’re happy to answer any questions you may have and help you determine which of our services best fit your needs.

Call us at: + 44(0)3300272072
Your benefits:
  • Fast Onboarding
  • 98% Approvals*
  • Low Transaction Fees*
  • Quick Set Up
  • 24/7 Support
  • Live Chat
What happens next?
1

Complete the merchant enquiry form here…

2

Receive a further details about our payment service

3

Complete a full application and go live in a few hours.

Tell us more about your business...
Contact us

Let's talk about your payment processing...

We’re happy to answer any questions you may have and help you determine which of our services best fit your needs.

Call us at: + 44(0)3300272072
Your benefits:
  • Fast Onboarding
  • 98% Approvals*
  • Low Transaction Fees*
  • Quick Set Up
  • 24/7 Support
  • Live Chat
What happens next?
1

Complete the merchant enquiry form here…

2

Receive a further details about our payment service

3

Complete a full application and go live in a few hours.

Tell us more about your business...