Offline Payments

Take payments with a virtual payments terminal

Offline Payments

MOTO: Payments by phone

Are you tired of relying solely on online payment options? Offline card payments may be the solution for you. Did you know that offline card payments are becoming increasingly popular for businesses?


With offline card payments, customers can pay for their purchases using debit or credit cards even when there is no internet connection. This is particularly useful for businesses such as farmers markets or concession stands that often operate in areas without reliable internet connectivity.
This method is especially useful for businesses in areas with poor internet connectivity. Furthermore, the transaction process is quick and efficient, requiring nothing more than an offline card reader and a smartphone or tablet.


Consider implementing offline card payments as an alternative payment option in your business today… Get on board with offline card payments today and start providing a better payment experience for your customers.

MOTO accounts are used when a merchant accepts orders from customers and processes them with the customer not present. An example of a card holder not present transaction may be when a customer orders though a telephone call and the merchant enters the customer’s card details onto our web based virtual terminal.

The Virtual Terminal has been designed for our merchants to use with ease when taking Mail Order or Telephone Order (MOTO) payments. Our secure Virtual Terminal will allow the merchant user to process credit and debit card payments, as well as refund transactions – all in realtime.

The Virtual Terminal user is able to operate the system under certain permissions, giving an ideal solution for call centres, sales clerks and larger organisations who wish to restrict the ability to view transaction information or process refunds. It is a web based portal and can be easily accessed through a desktop, tablet or mobile device.

Efficient payments with payment automation is fast becoming more and more important in business today. IVR solutions provide a reliable and cost effective way of providing 24/7 card payments. CardPayGo’s Payment Gateway has proven to operate well with leading IVR specialists and merchants who require this level of automation and sophistication.

The CardPayGo Payment Gateway is currently processing IVR card payments across many industries including Parking and PCN to financial services and local authorities. The use of IVR and our Payment Gateway has demonstrably reduced the manual requirement of staff processing payments, freeing them to win new business whilst you continue to collect payments even outside office hours.

Powerful Features

All of thefeaturesyou need...

We provide a complete omni-channel payment solution with a fully integrated payment hub to enable you to manage your payments from a single platform.

PDQ Transactions

For any face-to-face card transaction, a PDQ device is required in order to authenticate the transaction using the cardholders PIN. CardPayGo is able to supply a wide range of PDQ terminal devices.

Direct Integration

With direct integration, your website (complete with SSL certificate) payment pages capture the cardholders personal and credit card details and then forwards these behind the scenes to the secure CardPayGo Payment Gateway.

Hosted Form

In order to make the Hosted Form process a little more seamless for the cardholder, we are able to fully customise the payment page. Either the merchant can supply us with full CSS design or we can simply apply a customised header and footer with your company logo to the page

Payment Modules

To help our merchants integrate with our Payment Gateway we have taken the time to create plugins for various systems, these are provided as is under a GPL licence.

Fraud Management

Customisable fraud management tools that provide the Merchant with the ability to dictate the levels to which the Merchant’s account will automatically check transaction authenticity.

Mobile Apps

With mobile technology and applications becoming more popular and part of everyday commerce, CardPayGo have embraced m-commerce and have the ability to process payments across these devices

24/7 Customer Service

The best customer support, always ready to assist...

Our Business Support Team are on hand all year round, everyday to assist our merchants with technical support to ensure you are always one step ahead…

We will usually need some details about the business and the owners. 

Once your account is  approved we will provide a dedicated Business Support Assistant to get you set up.

We have a team of technical experts that will be able to resolve any support requirements promptly.

Global Payment

We provide global payment solutions to over 128 countries. Our payment support teams have local knowledge on how to get the best out of your ecommerce strategy helping you to increase your sales.


CardPayGo offers the most advanced and secure Level 1 PCI:DSS compliant online payment processing to thousands of merchants and in turn millions of cardholders.

Merchant Account

Our Online Payment Gateway is highly flexible and can be integrated easily into numerous shopping cart systems. From startups to global corporations and charities

Apply Today

Start accepting debit and credit card payments online and over the phone with our guaranteed lowest rates here.



Email Address:

Phone no:

Call + 44(0)3300272072
Mon-Fri 9am-6pm