Offline Payments Using a Virtual Terminal
A virtual terminal is a web-based payment system that allows businesses to manually process offline payments by entering customer card details into a secure online interface. It is commonly used for phone orders, mail orders, or in-person transactions without a physical card reader.
How a Virtual Terminal Works for Offline Payments
- Access the Virtual Terminal – Log into your payment provider’s online portal.
- Enter Customer Payment Details – Manually input the card number, expiration date, CVV, and billing address.
- Process the Payment – The virtual terminal securely transmits the data for authorization.
- Receive Payment Confirmation – The system confirms if the transaction was successful, and a receipt can be emailed to the customer.
Fast Onboarding
We just need some information about your business and how you will be taking payments and that's it! We usually get you set up in a few hours with next delivery.
Customer Support 24/7
If you have a problem with your terminal of account we provide excellent customer support with a live operator.
Low Transaction Fees
We provide some of the lowest industry fees starting from 0.28% per transaction. There are no hidden charges, you pay a one off fee for the terminal and a small transaction fee.*
Payments By Phone
Phone & Mail Order Businesses (MOTO Payments) – Manually enter customer card details for remote payments.
Fast, Secure, and Affordable Merchant Services to Drive Your Success.
Choosing the right card payment machine is crucial for businesses looking to streamline their payment processes, enhance customer experience, and ensure security. There  are several card payment machine options, each with its unique features and benefits, suitable for different types of businesses.
The Solution Your Business Deserves
We’re more than just a payment processor. We’re your partner in growth. When you work with us, you’ll enjoy:
Mobile Apps
With mobile technology and applications becoming more popular and part of everyday commerce, CardPayGo have embraced m-commerce and have the ability to process payments across these devices
Fraud Management
Customisable fraud management tools that provide the Merchant with the ability to dictate the levels to which the Merchant’s account will automatically check transaction authenticity.
PDQ Transactions
For any face-to-face card transaction, a PDQ device is required in order to authenticate the transaction using the cardholders PIN. CardPayGo is able to supply a wide range of PDQ terminal devices.
Payment Modules
To help our merchants integrate with our Payment Gateway we have taken the time to create plugins for various systems, these are provided as is under a GPL licence.
Direct Integration
With direct integration, your website (complete with SSL certificate) payment pages capture the cardholders personal and credit card details and then forwards these behind the scenes to the secure CardPayGo Payment Gateway.
Hosted Form
In order to make the Hosted Form process a little more seamless for the cardholder, we are able to fully customise the payment page. Either the merchant can supply us with full CSS design or we can simply apply a customised header and footer with your company logo to the page
