Low cost transactions - 1.45%
Secure PCI DSS Level 1 Payment Gateway
Looking for a way to accept payments online with ease and security? CardPayGo’s Payment Gateway is designed to help businesses of all sizes process transactions safely, quickly, and reliably. Whether you run an ecommerce store, marketplace, or subscription service, our solution ensures smooth payment experiences for your customers.
Why Choose Our Payment Gateway?
Our secure payment gateway combines enterprise-grade encryption with intelligent fraud prevention to deliver unmatched protection and performance. Built on a zero-trust architecture and fully PCI DSS Level 1 compliant, it ensures every transaction is verified, encrypted, and monitored in real time. Developers can integrate effortlessly through modern REST APIs and SDKs, while businesses benefit from low-latency processing, global scalability, and compliance automation. Whether you’re building a new eCommerce platform or expanding across markets, our gateway provides the resilient infrastructure and data security needed to power safe, seamless digital payments at scale.
Fast Onboarding
We just need some information about your business and how you will be taking payments and that's it! We usually get you set up in a few hours with next delivery.
Customer Support 24/7
If you have a problem with your terminal of account we provide excellent customer support with a live operator.
Low Transaction Fees
We provide some of the lowest industry fees starting from 1.45% per transaction. There are no hidden charges, you pay a one off fee for the terminal and a small transaction fee.*
Integration modules
Select from a range of plug and play integration modules that connects your website to leading third party software solutions.
What is CardPayGo’s payment gateway?
CardPayGo’s payment gateway is a secure online payment solution that allows businesses to accept credit card, debit card, mobile wallet, and digital payments through websites, apps, and eCommerce platforms. It supports online, mobile, and omnichannel payment processing.
Which businesses can use the payment gateway?
The gateway is designed for businesses of all sizes, including eCommerce stores, subscription services, marketplaces, SaaS platforms, retail stores, and service providers. It also supports high-risk merchant accounts and omnichannel businesses.
Does CardPayGo support Shopify and WooCommerce?
Yes. CardPayGo provides plug-and-play integrations for popular eCommerce platforms including Shopify, WooCommerce, Magento, and BigCommerce, allowing merchants to start accepting payments quickly.
Can developers integrate directly using APIs?
Yes. Developers can use REST APIs, SDKs, webhooks, and direct integrations to build customised payment experiences, automate workflows, and manage transactions programmatically.
Does the gateway support recurring billing and subscriptions?
Yes. The platform supports recurring payments, subscription billing, automated billing cycles, and secure card-on-file tokenisation for subscription-based businesses.
What payment methods are supported?
Businesses can accept major credit and debit cards, mobile wallet payments such as Apple Pay and Google Pay, and other digital payment methods depending on the merchant setup.
How long does onboarding take?
CardPayGo offers fast onboarding and states that many merchants can be approved and set up within a few hours, depending on business verification requirements.
Are there setup fees or hidden charges?
CardPayGo promotes transparent pricing with low transaction fees starting from 1.45% per transaction and no hidden charges.
Does CardPayGo offer fraud prevention tools?
Yes. The platform includes advanced fraud management features such as AI-driven fraud detection, risk scoring, chargeback protection, transaction monitoring, and configurable fraud rules.
Can I accept payments internationally?
Yes. The gateway supports multi-currency processing and global payment capabilities for businesses selling internationally.
Does CardPayGo provide hosted payment pages?
Yes. Businesses can use fully hosted payment forms that can be customised with branding, logos, headers, footers, and CSS styling to match their website.
Can the gateway handle both online and in-store payments?
Yes. CardPayGo supports omnichannel payments including online payments, mobile payments, MOTO payments, and in-store card machine transactions through integrated POS solutions.
How do I get started with CardPayGo?
You can apply online by submitting your business details through the enquiry form. After review and approval, your merchant account and payment gateway can typically be activated quickly.
Fast, Secure, and Affordable Merchant Services to Drive Your Success.
Plug-and-Play Modules:
Ideal for businesses looking for a quick and code-free setup, our plug-and-play integrations connect seamlessly with leading eCommerce platforms, CRMs, and subscription systems. With prebuilt plugins for platforms like Shopify, WooCommerce, and Magento, you can start accepting secure payments in minutes—no developer resources required. These modules include automatic updates, built-in fraud protection, and compliance-ready configurations out of the box.
API Integration:
For eCommerce platforms and enterprises seeking complete control, our RESTful APIs provide deep integration capabilities. Developers can customise payment flows, embed checkout experiences, and manage transactions programmatically using JSON-based APIs with robust authentication and real-time webhooks. This approach enables full flexibility to tailor payment experiences, automate settlements, and scale globally—all within your existing infrastructure.
Together, these integration options ensure that whether you need speed of deployment or customisation at scale, our gateway adapts to your business with ease.
- FOR DEVELOPERS
- PCI DSS Compliance – Adheres to the Payment Card Industry Data Security Standard (PCI DSS) to ensure security.
- Secure APIs – Ensures safe communication between merchants and the payment gateway.
- Multi-Factor Authentication (MFA) – Enhances security by requiring additional authentication steps.
- Fraud Detection & Prevention – Uses AI, machine learning, and risk management tools to detect fraudulent transactions.
- Encryption & Tokenization – Protects customer data using SSL encryption and replaces sensitive information with tokens.
- 3D Secure (3DS) – Adds an extra layer of security for card payments (e.g., Verified by Visa, Mastercard SecureCode).
- Chargeback Protection – Helps businesses dispute unauthorized or fraudulent chargebacks.
The Solution Your Business Deserves
We’re more than just a payment processor. We’re your partner in growth. When you work with us, you’ll enjoy:
Mobile Apps
With mobile technology and applications becoming more popular and part of everyday commerce, CardPayGo have embraced m-commerce and have the ability to process payments across these devices
Fraud Management
Customisable fraud management tools that provide the Merchant with the ability to dictate the levels to which the Merchant’s account will automatically check transaction authenticity.
PDQ Transactions
For any face-to-face card transaction, a PDQ device is required in order to authenticate the transaction using the cardholders PIN. CardPayGo is able to supply a wide range of PDQ terminal devices.
Payment Modules
To help our merchants integrate with our Payment Gateway we have taken the time to create plugins for various systems, these are provided as is under a GPL licence.
Direct Integration
With direct integration, your website (complete with SSL certificate) payment pages capture the cardholders personal and credit card details and then forwards these behind the scenes to the secure CardPayGo Payment Gateway.
Hosted Form
In order to make the Hosted Form process a little more seamless for the cardholder, we are able to fully customise the payment page. Either the merchant can supply us with full CSS design or we can simply apply a customised header and footer with your company logo to the page
What clients say about CardPayGO...
