Money Transfer Payment Processing

Q: What is a Money Services Business (MSB)?

A Money Services Business (MSB) is a regulated business that provides financial services such as money transfers, remittances, foreign exchange or payment services.

Q: Why are MSBs considered high-risk merchants?

MSBs operate in a highly regulated environment and are subject to strict AML, KYC and fraud prevention requirements, making many traditional providers reluctant to offer payment processing.

Q: How can CardPayGo help my MSB?

CardPayGo connects regulated MSBs with specialist acquiring partners and provides expert guidance throughout the onboarding and approval process.

Q: What documents are required during onboarding?

Typical requirements include business registration documents, licences, AML and KYC policies, proof of identity, financial information and projected processing volumes.

Q: Can newly established MSBs apply?

Yes. CardPayGo supports both start-ups and established Money Services Businesses, provided they meet the acquiring partner’s compliance requirements.

Q: Do you support international money transfer businesses?

Yes. Our payment solutions support domestic and international money transfer providers, including businesses processing cross-border transactions and remittances.

Q: Can I accept payments in multiple currencies?

Yes. CardPayGo offers multi-currency payment solutions, allowing MSBs to serve customers across different countries and currencies.

Q: Is the payment gateway secure?

CardPayGo offers fast onboarding and states that many merchants can be approved and set up within a few hours, depending on business verification requirements.

Q: How long does the approval process take?

CardPayGo promotes transparent pricing with low transaction fees starting from 1.45% per transaction and no hidden charges.

Q: What makes CardPayGo different from other providers?

Unlike many providers that rely on automated decisions, CardPayGo uses experienced payment specialists and human-led underwriting to give regulated MSBs a fairer opportunity to secure reliable payment processing.

Secure Payment Solutions for Money Transfer Businesses

PCI

DSS Level 1

Service Provider
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Customer Satisfaction

Countries

Global Payments

Mins

Average Answer Time

CardPayGo delivers secure, scalable payment processing for money transfer businesses, combining specialist high-risk expertise, human-led onboarding, fraud protection and reliable global payment acceptance.

PCI DSS Compliant Infrastructure

Protect customer data and process payments securely with a fully PCI DSS compliant gateway and advanced security controls.

Ecommerce Integrations

Connect seamlessly with leading ecommerce platforms, shopping carts, and custom websites through flexible integration options.

Fraud & Risk Engine

Reduce risk with real-time fraud screening, 3D Secure authentication, and intelligent transaction monitoring tools.

Sandbox Environment Included

Build, test, and validate payment integrations in a secure pre-production environment.

Built for High-Risk Money Transfer Merchants

Accept and process payments confidently with specialist payment solutions designed for money transfer and remittance businesses. CardPayGo provides secure, scalable payment processing backed by experienced high-risk payment specialists who understand the regulatory and operational challenges of the money services industry. Whether you’re facilitating domestic transfers, international remittances or digital money movement, we help you access reliable payment infrastructure that supports your business growth.

Built for Regulated MSBs

Specialist payment solutions designed for licensed Money Services Businesses, supporting remittance providers, FX companies and regulated money transfer operators.

Cross-Border Payment Expertise

Accept secure payments for international transfers with multi-currency processing, global acquiring options and infrastructure built for cross-border financial services.

Compliance-First Onboarding

Our onboarding team works closely with your AML, KYC and regulatory documentation to help streamline approvals with specialist acquiring partners.

Human Underwriting for MSBs

Unlike automated providers, experienced underwriters review your business model, licensing, compliance framework and transaction profile to deliver fairer approval decisions.

Helping Money Transfer Businesses Get Approved

Money transfer businesses often face challenges securing payment processing due to increased regulatory requirements, fraud risks and strict underwriting policies. Traditional providers may decline applications simply because of the industry you operate in.

CardPayGo works with trusted acquiring partners that specialise in supporting high-risk financial service businesses. Our experienced team guides you through every stage of the onboarding process, ensuring your application is reviewed by knowledgeable underwriters who understand your business model rather than relying solely on automated risk assessments.

Scalable Payment Integrations for Shopify, WooCommerce, and Beyond

Our payment gateway offers seamless plug-and-play integrations with leading eCommerce platforms, enabling businesses to start accepting payments quickly and efficiently. Whether you operate a store on Shopify, WooCommerce, or other popular shopping cart systems, our ready-made integrations eliminate the need for complex development work and lengthy implementation processes.

What is a Money Services Business (MSB)?

A Money Services Business (MSB) is a regulated business that provides financial services such as money transfers, remittances, foreign exchange or payment services.

Why are MSBs considered high-risk merchants?

MSBs operate in a highly regulated environment and are subject to strict AML, KYC and fraud prevention requirements, making many traditional providers reluctant to offer payment processing.

How can CardPayGo help my MSB?

CardPayGo connects regulated MSBs with specialist acquiring partners and provides expert guidance throughout the onboarding and approval process.

What documents are required during onboarding?

Typical requirements include business registration documents, licences, AML and KYC policies, proof of identity, financial information and projected processing volumes.

Can newly established MSBs apply?

Yes. CardPayGo supports both start-ups and established Money Services Businesses, provided they meet the acquiring partner’s compliance requirements.

Do you support international money transfer businesses?

Yes. Our payment solutions support domestic and international money transfer providers, including businesses processing cross-border transactions and remittances.

Can I accept payments in multiple currencies?

Yes. CardPayGo offers multi-currency payment solutions, allowing MSBs to serve customers across different countries and currencies.

Is the payment gateway secure?

CardPayGo offers fast onboarding and states that many merchants can be approved and set up within a few hours, depending on business verification requirements.

How long does the approval process take?

CardPayGo promotes transparent pricing with low transaction fees starting from 1.45% per transaction and no hidden charges.

What makes CardPayGo different from other providers?

Unlike many providers that rely on automated decisions, CardPayGo uses experienced payment specialists and human-led underwriting to give regulated MSBs a fairer opportunity to secure reliable payment processing.

How do I get started with CardPayGo?

You can apply online by submitting your business details through the enquiry form. After review and approval, your merchant account and payment gateway can typically be activated quickly.

What clients say about CardPayGO...

Huge thanks to the CardPayGo team Huge thanks to the CardPayGo team for the excellent support. The team helped us find the right processing solution and made onboarding effortless. Fast, smart, and super reliable. Highly recommend!

Rafael Sarim

Sarah is simply the best customer manager! Thank you so much, Sarah! She was helping on every step. She did even more than she could. It was the best assistance I ever got

Timur Kadyrov

Great support, thinking about the benefit for it's customers when offering solutions. Fast, friendly and good support. They take the time to help you and reply to every question asked. Unlike many other companies we had contact with before, they do try to find the best solution for their customers and not only for themselves. I would definitely recommend CardPayGo.

David Jorissen